All states

New York

Progressive brackets
Filing status
Income
Pre-tax adjustments
Itemized deductions
Household

Estimated taxes

Tax year 2025
Gross income$0
Total tax$0
Take-home pay$0

Overall effective rate: 0.0%

Federal

Adjusted gross income
$0
Standard deduction
$15,000
Taxable income
$0
Tax before credits
$0
Credits
- $0
Federal income tax
$0
Effective / marginal rate
0.0% / 0.0%

FICA

Social Security
$0
Medicare
$0
FICA total
$0

State — New York (NY)

State taxable income
$0
State income tax
$0
State + local tax
$0
Effective / marginal rate
0.0% / 0.0%

Notes

  • New York City and Yonkers residents pay a SIGNIFICANT local income tax on top of the state tax. NYC levies its own progressive resident income tax (3.078%–3.876%) on the same New York taxable income; Yonkers levies a resident surcharge equal to 16.75% of the net New York State tax. There is no city field in the shared input, so the resident locality is an optional parameter defaulting to 'nyc' (New York City, the most populous locality with a local tax); pass 'yonkers' or 'none' to override.
  • New York State has nine progressive brackets from 4% to 10.9% (the 9.65%/10.3%/10.9% top rates apply above $1,077,550 / $5,000,000 / $25,000,000 for single filers). The combined NYC top marginal rate (state 10.9% + city 3.876%) of 14.776% is the highest in the nation.
  • New York sets its own standard deduction ($8,000 single/MFS, $16,050 joint, $11,200 head of household for 2025) and grants a $1,000 exemption per DEPENDENT only — there is no personal exemption for the taxpayer or spouse.
  • Itemized deductions follow the project convention (property tax + mortgage interest + charitable + other; no $10k SALT cap, state income tax excluded per Form IT-196). New York's high-income itemized-deduction limitation is not modelled.
  • New York has NO preferential capital-gains rate: net long-term capital gains and qualified dividends are taxed as ordinary income. Because the federal engine reports those outside its AGI figure, they are added back to the New York AGI base (short-term gains are already inside federal AGI).
  • NOT modelled: the New York 'tax-benefit recapture' supplemental tax that phases out the value of the lower brackets for filers with New York AGI over $107,650 (which raises the bill for higher earners), the single-as-a-dependent $3,100 standard deduction, and state/city credits (e.g. NYC household credit, STAR).

Sources

Disclaimer: This is an informational estimate for the 2025 tax year only and is provided on a best-effort basis. It is not tax, legal, investment, or financial advice. Results are approximate, may be inaccurate or out of date, and may not reflect all credits, deductions, phase-outs, or local rules. This site assumes no liability for any decisions made or outcomes resulting from its use. Consult a qualified tax professional before filing or making any decisions.