All states

New Jersey

Progressive brackets
Filing status
Income
Pre-tax adjustments
Itemized deductions
Household

Estimated taxes

Tax year 2025
Gross income$0
Total tax$0
Take-home pay$0

Overall effective rate: 0.0%

Federal

Adjusted gross income
$0
Standard deduction
$15,000
Taxable income
$0
Tax before credits
$0
Credits
- $0
Federal income tax
$0
Effective / marginal rate
0.0% / 0.0%

FICA

Social Security
$0
Medicare
$0
FICA total
$0

State — New Jersey (NJ)

State taxable income
$0
State income tax
$0
State + local tax
$0
Effective / marginal rate
0.0% / 0.0%

Notes

  • New Jersey has NO standard deduction and does NOT honour the federal itemized deductions — mortgage interest, charitable gifts, and state/local income tax are not deductible.
  • New Jersey instead grants flat personal exemptions ($1,000 per taxpayer, +$1,000 for a spouse on a joint return, $1,500 per dependent).
  • The only federal-itemized-style write-off is the property-tax deduction, capped at $15,000 ($7,500 for married filing separately).
  • Two rate schedules only: Table A (Single / MFS) and Table B (MFJ / Head of household / Qualifying widow(er)); rates run 1.4%–10.75% and are NOT inflation-indexed.
  • A filer whose New Jersey gross income is at or below $10,000 (Single / MFS) or $20,000 (MFJ / HoH) owes no New Jersey tax.
  • New Jersey DOES exclude regular 401(k) employee contributions from income (up to the federal limit), just like the federal return — it is 403(b), 457, and IRA contributions that New Jersey instead taxes when made.

Sources

Disclaimer: This is an informational estimate for the 2025 tax year only and is provided on a best-effort basis. It is not tax, legal, investment, or financial advice. Results are approximate, may be inaccurate or out of date, and may not reflect all credits, deductions, phase-outs, or local rules. This site assumes no liability for any decisions made or outcomes resulting from its use. Consult a qualified tax professional before filing or making any decisions.